Our Services
Fixed Term Deposits
At HBTC you can enjoy the benefits of attractive interest rates on fixed-term deposits. The minimum of US$10,000 is required to open an account.. Interest rates are determined based on the time period the deposit is held with us and the amount of the deposit (you can always negotiate with one of our representatives) and all interest payments are free of tax. Contact usto learn about our rates
Terms and conditions of Deposits:
Available in terms of 90, 180 and 360 days
Interests are paid monthly, quarterly, semi-annually ,annually or at maturity
Deposits are renewed automatically unless otherwise instructed
At maturity, interest could be rolled over on principal to be held for another period
Interest is calculated on a daily basis
Interest rate is fixed until maturity
Accounts are in US dollars
You can always negotiate a rate with one of our representatives
Loans
We offer personal and corporate loans and quick and easy back-to-back credit on fixed-term deposits held with the bank.
Requirements
Personal loans
1.All documents should be in the English language
2.Complete a loan application form
3.A copy of the customer’s passport; the pages showing the photograph and signature. Affirmation by a notary public is required if not photocopied by the bank and
4.A copy of a recent utility bill (except mobile phone) to show proof of address
5.Confirmation of income
6.Quotation of Item (s)
7.Bank Statements
Corporate loans
1.All documents should be in the English language
2.Complete a loan application form
3.A copy of the customer’s passport; the pages showing the photograph and signature. Affirmation by a notary public is required if not photocopied by the bank and
4.A copy of a recent utility bill (except mobile phone) to show proof of address
5.Confirmation of income
6.Certificate of Incorporation
7.Quotation of Item (s)
8.Bank Statements
